Financial Literacy (Grades 3–6)

Recognize how to divide an allowance into a spending plan.

Learn how to balance income and expenses.

Gain confidence in preparing spending plans.

Apply math skills to balance a spending plan.

Recognize the importance of keeping purchase records.

Gain an understanding of spending behavior outcomes.

Consider alternative ways to help money grow through savings.

Apply simple math concepts to determine future savings growth.

Introduce students to the concept of investment risk.

Understand how to carefully consider alternatives before making a purchase.